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    USD Buy 107.15 Sell 107.35 EUR Buy 128.30 Sell 129.30 GBP Buy 148.50 Sell 149.50 CAD Buy 86.70 Sell 87.70 CHF Buy 116.80 Sell 117.80 INR Buy 1.40 Sell 1.60 JPY Buy 97.50 Sell 98.80 ZAR Buy 7.00 Sell 9.00


    I/we wish to open the following Account

    If you’re running a Sharia-compliant business but you don’t have plenty of income, this facility is just for you! Let us help you grow your business into the next big thing.

    • Tailored to low-income business persons running Sharia-compliant businesses
    • Available on a 18-month contract
    • Facility is up to five times the amount of savings
    • Up to 30% savings is required
    • Financing is available for items of saleable value along with raw materials
    • Sharia Contract: Diminishing Musharaka / Tawarruq
    • Flexible weekly payments
    • Dedicated microfinance officer for advice
    • Easy application process
    • Takaful cover against death and disability
    Requirements – For Sole Proprietorships
    • Copies of registration certificates
    • Relevant valid licences e.g. County Council Licence, Health Licence etc.
    • Certified copies of your ID/Passport and KRA PIN Certificate
    • Copies of the security documents and valuation report
    • Utility bills (phone, electricity and water) receipts/ Statements for bills
    • Lease agreements and rent receipts
    • Statements/Receipts for previous loan payments where applicable
    • One year’s certified bank statements
    • Purchase invoices and registers, and copy of sale register available for review
    • Call report and location maps duly provided
    • Copy of Guarantor’s ID and account number
    • Sales Agreement copy
    • Copy of CRB Report for individuals/proprietors
    • KYC Report
    Requirements – For SMEs/Corporates
    • BCC approval/recommendation signed by at least three members of the committee
    • Certified Copies of IDs/Passports and KRA PIN Certificates
    • Certified Copy of Company/Business KRA PIN Certificate
    • Certified Copy of Collateral(s) Title
    • Certified Copy of Certificate of Registration/Incorporation and MEMART
    • One year’s Certified Bank Statements
    • Latest audited financial statements for 2 years, for Companies
    • Company’s Board Resolution to borrow
    • Certified Copy of Partnership Deed for Partnerships
    • Certified Copy of Guarantor’s ID
    • Cash flow projections (where applicable)
    • Certified Copy of business licence/permit
    • CRB Report for the Company Directors
    • KYC Report
    • Copy of lease agreement for business premises
    • Call report